Branch Manager · Neighborhood Loans

Juntos encontramos la manera.

Buying a home in North Carolina should feel clear, not confusing. I help first-time buyers, self-employed borrowers and growing families find the right loan - in English or Spanish.

Le guío paso a paso para comprar su casa.

Johan Alvarez, Bilingual Branch Manager and Mortgage Expert at Neighborhood Loans
5
States Licensed
EN / ES
Bilingual Service
NON-QM
Loan Options Available
NCHFA
Down Payment Assistance

CLIENT STORIES

Real Families. Real Keys.

5.0 ★ from 85+ client reviews on Google & Experience.com

"Johan is a true professional in every aspect. He made the entire process incredibly smooth and easy. We truly appreciate his professionalism, support, and dedication throughout the whole experience. Highly recommended!"

Andres S.

Dawsonville, GA

"The process is confusing but Johan and his team are always there to answer any questions and guide step by step until your dream of buying a Home becomes a reality. Thank you so much!!"

Honorato G.

Wake Forest, NC

"Personas totalmente transparentes y con gran disponibilidad para ayudar en este proceso que cambia nuestras vidas como lo es comprar nuestra casa."

Jared M. B.

Clayton, NC

FREE CONTENT

Préstamos de Casa en NC

Free videos in Spanish on buying a home in North Carolina: loan programs, down payment assistance, credit, and live conversations with local realtors.

Johan Alvarez, canal de YouTube sobre préstamos hipotecarios y educación financiera en Carolina del Norte
@PrestamosdecasaenNC

Home Loans · Préstamos

A Loan Program for Every Family

First home, next home, or a fresh start - let's find the program that fits your situation.

FHA & Conventional

Para compradores de primera vez y más.

  • First-time & repeat buyers
  • Flexible credit options
  • Purchase or refinance

Most Requested

Non-QM Loans

Opciones más allá del préstamo tradicional.

  • Self-employed & bank statement
  • DSCR & investment properties
  • ITIN, foreign national & more

VA Loans

Beneficios para veteranos.

  • Eligible veterans & service members
  • Surviving spouses may qualify
  • Purchase or refinance

Down Payment Help

Asistencia para el pago inicial.

  • NCHFA programs
  • For eligible NC buyers
  • Pairs with FHA & Conventional

100% FREE

Free Homebuyer Consultation

Not sure where to start? A 15-minute call, no pressure and no commitment. Consulta gratis, sin compromiso.

  • Find out what you may qualify for
  • Learn which programs fit your situation
  • Get a clear plan to homeownership
1
Quick Call
We talk about your goals. Hablamos de sus metas.
2
Apply Online
Secure application and document upload.
3
Review Your Options
We compare programs and pick the best fit.
4
Get Pre-Approved & Shop
House hunt with confidence alongside your agent.
5
Under Contract
We coordinate with your agent, attorney and appraiser.
6
Underwriting
Complete file submitted; you stay updated.
7
Close & Get Your Keys
¡Bienvenidos a casa!

UPCOMING EVENTS

Free Homebuyer Webinars

Live classes on Zoom. Bring your questions. Clases gratis en vivo.

Non-QM: otras formas de calificar

En Español · Date TBD · Zoom

NC Down Payment Assistance: What You Need to Know

Bilingual · Date TBD · Zoom

Helping Spanish-Speaking Buyers Close with Confidence

For Realtors · Date TBD · Zoom

WHERE I CAN HELP

Licensed in 5 States

North Carolina, South Carolina, Virginia, Georgia and Florida. Buying somewhere else? I’ll connect you with a trusted loan officer on my team.
¿Otro estado? Le conecto con alguien de confianza.

NC
North Carolina
SC
South Carolina
VA
Virginia
GA
Georgia
FL
Florida
Other states? We’ll connect you.